- Personal Injury Protection (PIP) remained a significant topic of discussion during the 2025 Florida Legislative Session.
- Multiple bills were introduced seeking to repeal Florida’s no-fault/PIP system and replace it with a fault-based auto insurance model requiring higher bodily injury liability limits.
- The proposed repeal legislation advanced through several House committees and generated substantial debate among lawmakers, insurers, medical providers, and consumer advocates.
- Despite legislative activity and committee movement, no PIP repeal bill passed both chambers, and no repeal of PIP occurred in 2025.
- Separate bills were introduced to address attorney fees and costs in PIP litigation, including proposals that would allow recovery of fees in actions to collect overdue PIP benefits.
- These attorney-fee-related bills did not advance to final passage and were not enacted into law.
- As a result of the 2025 session, section 627.736, Florida Statutes, remains unchanged.
- Florida continues to operate under its existing PIP/no-fault framework, with no modifications to coverage requirements, reimbursement rules, or benefit structure.
- Legislative activity in 2025 suggests that PIP reform remains an ongoing issue likely to be revisited in future sessions.
