Category: Eligibility & Coverage

Florida PIP Eligibility Denials Based on Vehicle Ownership Explained

When Insurers Can Deny PIP Eligibility and the Inoperable Vehicle Exception Florida law requires most vehicle owners to carry Personal Injury Protection (PIP) insurance. This requirement does more than mandate coverage. It directly affects whether an injured person is eligible to receive PIP benefits after a motor vehicle accident. Failure to comply with Florida’s PIP […]

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The PIP Deductible

What Is a PIP Deductible? A PIP deductible is the amount that must be applied before an insurer pays PIP benefits. The deductible is selected by the named insured and is applied once per accident. Whether a deductible exists, and the amount of that deductible, depends on the specific policy. Who the PIP Deductible Applies […]

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