In Florida’s Personal Injury Protection (PIP) system, one of the most important documents a medical provider can obtain from a patient is an Assignment of Benefits, commonly called an AOB. This simple form determines whether the provider has the right to bill the insurer directly and receive payment for treatment. Without a proper AOB, providers […]
Under Florida Statute § 627.736(1)(a), a person injured in a motor vehicle accident must receive initial medical evaluation and care within 14 days from the date of the accident for PIP coverage to apply. ✔ If treatment occurs within 14 days → PIP coverage is available ✘ If treatment begins on day 15 or later […]
In Florida’s Personal Injury Protection (PIP) system, one of the most important and often misunderstood requirements is the Emergency Medical Condition (EMC) determination.For medical providers, understanding EMC is essential because it directly affects how much PIP coverage is available for an injured patient. Without an EMC, insurers limit benefits to $2,500, not the full $10,000. […]
Florida’s Personal Injury Protection (“PIP”) system is designed to provide quick access to medical benefits after a motor vehicle accident. But for many medical providers, the rules can feel confusing—especially when it comes to billing requirements, documentation, fee schedules, and insurer payment timelines. This guide breaks down the basics of how Florida PIP works so […]
