Welcome to FLPIPGuide (“Website”). These Terms and Conditions (“Terms”) govern your access to and use of this Website. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you should not use this Website.
1. Purpose of the Website
FLPIPGuide is an educational resource providing general information about Florida’s Personal Injury Protection (PIP) insurance system, related statutes, court decisions, and industry processes. The Website is intended for informational and educational purposes only.
FLPIPGuide is not a law firm, and the Website does not provide legal advice.
2. No Legal Advice or Attorney-Client Relationship
Nothing on this Website, including articles, responses to submitted questions, calculators, tools, examples, or other content, constitutes legal advice. Use of the Website does not create an attorney-client relationship between you and FLPIPGuide or any affiliated individuals or entities.
You should consult a licensed Florida attorney for advice regarding any specific legal issue or dispute.
3. Use of Content
All content on this Website is provided for general educational purposes. You agree not to rely on the content as a substitute for professional legal advice.
You may view, download, and print content for personal, non-commercial educational use only. You may not reproduce, distribute, modify, republish, or exploit any content without prior written permission from FLPIPGuide.
4. User Submissions
If you submit questions, comments, or other information through the Website:
- You acknowledge that submissions are non-confidential
- You agree not to submit sensitive or confidential information
- You grant FLPIPGuide a non-exclusive, royalty-free license to use, reproduce, and display submitted content for educational purposes
FLPIPGuide reserves the right to edit, decline, or remove any submission.
5. Prohibited Uses
You agree not to:
- Use the Website for unlawful purposes
- Submit false or misleading information
- Attempt to obtain legal advice through the Website
- Upload or transmit malicious code or harmful content
- Interfere with Website functionality or security
- Use the Website to solicit or advertise services without authorization
6. Calculators and Tools
Any calculators, estimators, timelines, or interactive tools provided on the Website are for illustrative and educational purposes only. They do not determine entitlement, liability, damages, penalties, interest, or recoverable amounts in any claim or legal proceeding.
7. Accuracy and Updates
While FLPIPGuide strives to provide accurate and up-to-date information, laws and interpretations change frequently. FLPIPGuide makes no representations or warranties regarding the accuracy, completeness, or timeliness of the content.
8. Third-Party Links
The Website may contain links to third-party websites. FLPIPGuide does not control and is not responsible for the content, policies, or practices of any third-party sites. Access to third-party websites is at your own risk.
9. Intellectual Property
All content, trademarks, logos, and materials on this Website are the property of FLPIPGuide or its licensors and are protected by applicable intellectual property laws.
Unauthorized use of any content may violate copyright, trademark, or other laws.
10. Disclaimer of Warranties
The Website and its content are provided on an “as is” and “as available” basis. FLPIPGuide disclaims all warranties, express or implied, including but not limited to warranties of accuracy, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the fullest extent permitted by law, FLPIPGuide shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of or reliance on the Website or its content.
12. Indemnification
You agree to indemnify and hold harmless FLPIPGuide from any claims, damages, liabilities, or expenses arising from your use of the Website or violation of these Terms.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.
14. Changes to Terms
FLPIPGuide may update these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of the Website constitutes acceptance of the updated Terms.
