FLPIPGuide.org was created as an independent educational resource to help Florida medical providers better understand the state’s Personal Injury Protection (PIP) system.
The goal is simple: make PIP easier to navigate.
Medical billing teams, clinic administrators, chiropractors, physicians, imaging centers, and therapy providers often face the same challenges—complex billing rules, inconsistent insurer responses, fee schedule reductions, and denials that are difficult to interpret. This website was built to bring clarity to those issues in a way that is practical, straightforward, and provider-focused.
Why This Website Exists
Florida PIP rules are often confusing, and many providers struggle to find reliable, easy-to-understand information.
FLPIPGuide.org was created to provide:
- Plain-language explanations of how PIP works
- Educational breakdowns of common billing and documentation issues
- Guides on typical insurer denials and reduction reasons
- Checklists and best practices to help clinics submit clean claims
- Insights on frequently misunderstood PIP concepts like EMC, the 14-day rule, and the 30-day payment deadline
The goal is to empower providers with knowledge so they can reduce preventable issues and improve claim accuracy.
What This Site Offers
✔ Educational Articles
Step-by-step breakdowns of Florida PIP concepts, procedures, and trends.
✔ Provider-Focused Guides
Clear explanations of topics like fee schedules, medical necessity, claim submission, and documentation.
✔ Denial & Reduction Insight
Easy-to-read examples of common insurer positions and how they typically justify claim adjustments.
✔ Compliance Awareness
Information to help providers better understand the rules insurers rely on when evaluating claims.
Our Approach
FLPIPGuide.org is not a law firm and does not provide legal advice or legal services.
Instead, this website focuses on:
- Neutral education
- Clarity over complexity
- Accurate information in clean, readable language
- Practical guidance designed for busy medical professionals
All content is written to help providers better understand the PIP landscape—without legal jargon and without taking sides.
Who This Site Is For
This website serves a wide range of Florida healthcare professionals, including:
- Medical clinics
- Chiropractors
- Physical therapists
- Massage therapists (where permitted)
- Imaging centers
- Billing departments
- Office managers
- Anyone who regularly handles PIP claims
Whether you are new to PIP or experienced with it, this site aims to provide value.
Our Mission
To create the most accessible, accurate, and practical educational resource for Florida medical providers who work with PIP claims.
Disclaimer
FLPIPGuide.org is for informational and educational purposes only.
Nothing on this site constitutes legal advice, and no attorney-client relationship is formed.
Providers should consult a licensed Florida attorney for legal questions about specific cases.




