Every day, thousands of drivers leave home believing that if they obey the law and drive carefully, the truth will prevail if they are ever involved in an accident. Unfortunately, that is not always how insurance claims work. In many accidents, there are no independent witnesses, no surveillance cameras, and no physical evidence that clearly […]
After a car accident, an insurance adjuster may quickly ask you to provide a recorded statement. While it may sound like a routine request, you should understand why they are asking before you agree. In many cases, the adjuster has already reviewed the police report and has likely spoken with their insured about how the […]
When Insurers Can Deny PIP Eligibility and the Inoperable Vehicle Exception Florida law requires most vehicle owners to carry Personal Injury Protection (PIP) insurance. This requirement does more than mandate coverage. It directly affects whether an injured person is eligible to receive PIP benefits after a motor vehicle accident. Failure to comply with Florida’s PIP […]
What Is a PIP Deductible? A PIP deductible is the amount that must be applied before an insurer pays PIP benefits. The deductible is selected by the named insured and is applied once per accident. Whether a deductible exists, and the amount of that deductible, depends on the specific policy. Who the PIP Deductible Applies […]
